Homeowner Insurance

Buildings, contents, and optional extras such as personal possessions.

Brokers Direct is renowned for our low cost landlord insurance, and now the same applies to our owner occupied, home owner insurance.  Our home owner insurance is low cost but comprehensive and can cover both your buildings and / or contents. If both are taken out under one policy, you’ll receive a discount.

Personal Possessions Cover

Personal possessions for items such as personal effects, valuables and money is also available as part of our home owner insurance policy.

  • Alternative accommodation
  • Optional personal belongings cover
  • £2,000,000 legal liability to the public as standard
  • Garden cover available

Risk Cover

We'll cover an array of potential risks and threats.

  • Fire, smoke, explosion, lightning, earthquake
  • Storm or flood
  • Theft
  • Impact damage
  • Subsidence, heave or landslip
  • Escape of water or oil

Our Guarantee

If you take out a policy with us, you have 14 days after receiving the policy documents to read the policy wording. If the cover is not what you expected you can phone Brokers Direct, cancel the policy and get a full refund.

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