Vacant Property Insurance

Insurance for unoccupied property, including if it's undergoing modernisation.

As the name implies, this insurance provides cover for property that is unoccupied. It’s mainly used where property is undergoing modernisation, but also applies to property that is being offered for sale.

If your property is derelict for longer than 30 consecutive days, you will have to take out vacant property insurance.

Brokers Direct’s vacant property insurance policy requires cover to be arranged by telephone. Please contact our agents on 0800 311 2023 to arrange cover for your vacant property.

      Risk Cover

      We'll cover an array of potential risks and threats.

      • Fire, smoke, explosion, lightning, earthquake
      • Storm or flood
      • Theft
      • Impact damage
      • Subsidence, heave or landslip
      • Escape of water or oil

      Our Guarantee

      If you take out a policy with us, you have 14 days after receiving the policy documents to read the policy wording. If the cover is not what you expected you can phone Brokers Direct, cancel the policy and get a full refund.

      Call us on 0800 311 2023 to arrange cover.