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Brokers Direct's cheap landlords insurance policy provides cover for property that is rented to employed professionals, students, people in receipt of housing benefit, and asylum seekers. With landlords buildings and contents insurance, all standard risks are covered, plus you get £5 million of landlords liability cover. Loss of rent and alternative accommodation costs are also included should your property become uninhabitable after any damage. The policy also allows you to have the property vacant for 45 days between lets, although up to 90 days is available on request and subject to price increase.

What Does This Policy Cover?

This policy carries a standard £100 excess for professional lets and £1,000 excess on claims for damage by subsidence, landslip or heave.

Standard risks covered for buildings and contents insurance plus damage to landlord's property as a result of:

• Theft or attempted theft following violent and forcible entry.
• Escape of water from tanks and pipes.
• Storms and floods.
• Impact, collision, aircraft.
• Escape of oil and smoke damage.
• Riot, violent disorder or civil commotion.
• Subsidence, landslip or heave.
• Falling trees, telegraph poles & lamp posts.
• Fire, lightning, explosion or earthquake.
• Falling radio or TV aerials*

* Only applicable to buildings insurance cover.

Additional Benefits For Landlords Included With This Policy

• £5 million property owner's liability.
• Accidental breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs.
• The cost of repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
• Increased meter water charges resulting from escaped water.
• Loss of rent as a result of an insured peril, and/or additional costs of alternative accommodation.
• Expenses incurred following damage to the buildings by any of the perils covered.

Contents Insurance

The policy provides comprehensive contents insurance cover for occupied properties and carries a £50.00 excess.

Addtional Benefits

• Accidental breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs.
• Accidental damage to TV, video recorders and computers.
• The cost of repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
• Increased meter water charges resulting from escaped water.
• Loss of rent and additional costs of alternative accommodation.
• Fatal injury to the insured occurring at the premises.
• Legal liability to the public of £5 million.
• Theft or attempted theft following violent and forcible entry.

Availability

This policy is available to all landlords letting their property with written tenancy agreements. Policies are underwritten by leading insurers.

Free Property Rental Management Software

Free for every customer of Brokers Direct. The full unrestricted version of Bricks And Mortar Software valued at £149.00. This easy to use rental management software will help you control unlimited number of rental properties and comes complete with tenancy agreements, legal forms and so much more. Once you have taken out your policy with Brokers Direct you will be able to download the software. This is the full unrestricted version that retails at £149.00, yours free of charge with our compliments.